Malaysia Deputy Prime Minister Datuk Sri Najib had announced a RM60 billions budget last week in order to stimulate the downing economics. This package include RM15 billion is fiscal injection, RM25 billion guarantee funds, RM10 billion equity interests, RM7 billion private finance initiative and off-budget projects as well as RM3 billion in tax incentives.
I realised that there are some issues related to the mini budeget which might cause the budget not an effective budget in order to ahcieve the goal of stimulating the economics.
For instance, gorvernment should try to minimise and clarify the regulation for voluntary scraping the car which are older than 10 years. If there are some limitations related this scheme, such as the car have to be examined by JPJ before scraping, this is not an scheme that encourage people to buy a new car if their car value is more than RM5000.
I personally could not feel the real benefit on stimulating the economics, so do those in lower income group. For low income group, they do not get any benefit from tax incentive and they do not able to buy a new car and take part in voluntary scraping scheme since they do not have extra money on that.
Previously, some minister had suggested that we should imitiate Taiwanese government who gave up shopping voucher to the people, to encourage people go for shopping. This might be a way that stimulate economic which is efficient in short term. Let's make an assumption, if government spend 10billion from the budget is used on this purpose, every Malaysian regardless their age are able to get a shopping voucher of RM40. A family who have 5 members could get RM200, and this might be very helpful for low income group, so do the retailers.
However, I am not criticise on the announcement of the budget as the budget is still helping the market to recover from recession. We will not know the result until the end. But the implementation will be the essential for the success of the mini budget.
马来西亚副首相拿督斯里纳吉在上星期宣布了600亿令吉的预算案以刺激萎靡不振的经济。这个配套包括了150亿令吉供财政注资、250亿令吉保证金、100亿令吉投资股权、70亿令吉资助私人界；以及30亿令吉税务补贴。
我发觉这个迷你预算案有些可能导致无法达到预期效果（刺激经济）的元素及课题。
例如，政府应该竭力减低及阐明自愿报废10年以上汽车的条例。如果这个计划有一些条件，例如报废前必须符合陆路交通局的验车标准，这个计划就无法鼓励那些汽车价值还超过5000令吉的车主购买新车。
我个人没有办法感受到这个刺激经济的真正利益，我相信低收入家庭也跟我一样。对于低收入家庭而言，税务优惠无法真正让他们受惠，而他们也因没有多余的金钱来购买新车而参与报废计划。
早前有部长倡议我们仿效台湾政府发放购物券给人民，以鼓励他们购物。这是一个在短期内就能见效的刺激经济方式。让我们做个假设，如果政府拨出100亿令吉发出购物券，每个马来西亚公民，不计年龄，将可以获得40令吉的购物券。一个拥有5名成员的家庭就可拥有200令吉的购物券。这将是对于低收入一族，以及零售商一个莫大的帮助。
无论如何，我不会批评这项已经宣布的预算案，因为这个预算案最终目的还是希望能协助市场复苏。而且我们不知道成效如何。但是，我觉得这个预算案的进行方式才是这个预算案成功的关键。
Saturday, March 21, 2009
Saturday, March 7, 2009
To Be Done...等待完成。。。
The following are the things that to be done in the near future:
1. For DESCO, the camp that planned two weeks ago had failed due to some technical problem. In other to replace that program, a woman self-defence course will be held and it is on the discussion stage with the organisor. Other than that, HELP University College Sports Carnival is approaches. As DESCO sport director, this is an responsible for me in order to help our department to make achievement.
2. For study, final project had been started little by little. Questionnaires had been set, and literature review has started. As week 7 for this semester is coming, all the assignment questions will be released at the same time. This is the final semester for me, and it will determine my degree grade. My current grade is at the border line of second class upper and second class lower.
3. For future career, I had started to look for it and also talked to somebodies regarding the future career that I interested in. Hopefully, once I completed my study here, I can start my job immediately so that my time wasn't wasted.
4. For my future "happiness", even though it might be an impossible task for me, but I will still trying very hard in order not to leave up some regret in the future.
To be done, to be continue...
以下是我将在近期内需要完成的事项：
1. 在学生会方面，上次计划的生活营因为一些技术上的问题而取消了。然而，为了弥补这个失败作品，我将协助主办一个女性自卫课程，而这个课程目前在与主讲人洽谈中。除此之外，精英大学的运动嘉年华又来了。身为学生会体育主任，协助我的部门来达到一些成就是我的一项责任。
2. 在我的课业方面，我的毕业论文已经逐步进行中。问卷已经完成，文献考察部分也已经动工。正当这个学期第7个星期即将来临，所有的功课将会在同时被公布。这是我的最后一个学期，也是决定我文凭等级的关节时刻。目前我的文凭等级是介于第二等一级及第二等次级之间。
3. 在未来工作方面，我已经开始寻找，也和我有兴趣的工作方面的相关人士讨论及指教。我希望在完成学业之后，就能即刻进入我的事业中，不要浪费任何时间。
4.在未来“幸福”方面，虽然是个不可能的任务，但是我还是会尽力去做，以便不要留下任何的遗憾。
等待完成，待续。。。
1. For DESCO, the camp that planned two weeks ago had failed due to some technical problem. In other to replace that program, a woman self-defence course will be held and it is on the discussion stage with the organisor. Other than that, HELP University College Sports Carnival is approaches. As DESCO sport director, this is an responsible for me in order to help our department to make achievement.
2. For study, final project had been started little by little. Questionnaires had been set, and literature review has started. As week 7 for this semester is coming, all the assignment questions will be released at the same time. This is the final semester for me, and it will determine my degree grade. My current grade is at the border line of second class upper and second class lower.
3. For future career, I had started to look for it and also talked to somebodies regarding the future career that I interested in. Hopefully, once I completed my study here, I can start my job immediately so that my time wasn't wasted.
4. For my future "happiness", even though it might be an impossible task for me, but I will still trying very hard in order not to leave up some regret in the future.
To be done, to be continue...
以下是我将在近期内需要完成的事项：
1. 在学生会方面，上次计划的生活营因为一些技术上的问题而取消了。然而，为了弥补这个失败作品，我将协助主办一个女性自卫课程，而这个课程目前在与主讲人洽谈中。除此之外，精英大学的运动嘉年华又来了。身为学生会体育主任，协助我的部门来达到一些成就是我的一项责任。
2. 在我的课业方面，我的毕业论文已经逐步进行中。问卷已经完成，文献考察部分也已经动工。正当这个学期第7个星期即将来临，所有的功课将会在同时被公布。这是我的最后一个学期，也是决定我文凭等级的关节时刻。目前我的文凭等级是介于第二等一级及第二等次级之间。
3. 在未来工作方面，我已经开始寻找，也和我有兴趣的工作方面的相关人士讨论及指教。我希望在完成学业之后，就能即刻进入我的事业中，不要浪费任何时间。
4.在未来“幸福”方面，虽然是个不可能的任务，但是我还是会尽力去做，以便不要留下任何的遗憾。
等待完成，待续。。。
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