Comment on 60 Billion Mini Budget 600亿迷你预算案之我见

Malaysia Deputy Prime Minister Datuk Sri Najib had announced a RM60 billions budget last week in order to stimulate the downing economics. This package include RM15 billion is fiscal injection, RM25 billion guarantee funds, RM10 billion equity interests, RM7 billion private finance initiative and off-budget projects as well as RM3 billion in tax incentives.

I realised that there are some issues related to the mini budeget which might cause the budget not an effective budget in order to ahcieve the goal of stimulating the economics.

For instance, gorvernment should try to minimise and clarify the regulation for voluntary scraping the car which are older than 10 years. If there are some limitations related this scheme, such as the car have to be examined by JPJ before scraping, this is not an scheme that encourage people to buy a new car if their car value is more than RM5000.

I personally could not feel the real benefit on stimulating the economics, so do those in lower income group. For low income group, they do not get any benefit from tax incentive and they do not able to buy a new car and take part in voluntary scraping scheme since they do not have extra money on that.

Previously, some minister had suggested that we should imitiate Taiwanese government who gave up shopping voucher to the people, to encourage people go for shopping. This might be a way that stimulate economic which is efficient in short term. Let's make an assumption, if government spend 10billion from the budget is used on this purpose, every Malaysian regardless their age are able to get a shopping voucher of RM40. A family who have 5 members could get RM200, and this might be very helpful for low income group, so do the retailers.

However, I am not criticise on the announcement of the budget as the budget is still helping the market to recover from recession. We will not know the result until the end. But the implementation will be the essential for the success of the mini budget.

马来西亚副首相拿督斯里纳吉在上星期宣布了600亿令吉的预算案以刺激萎靡不振的经济。这个配套包括了150亿令吉供财政注资、250亿令吉保证金、100亿令吉投资股权、70亿令吉资助私人界；以及30亿令吉税务补贴。

我发觉这个迷你预算案有些可能导致无法达到预期效果（刺激经济）的元素及课题。

例如，政府应该竭力减低及阐明自愿报废10年以上汽车的条例。如果这个计划有一些条件，例如报废前必须符合陆路交通局的验车标准，这个计划就无法鼓励那些汽车价值还超过5000令吉的车主购买新车。

我个人没有办法感受到这个刺激经济的真正利益，我相信低收入家庭也跟我一样。对于低收入家庭而言，税务优惠无法真正让他们受惠，而他们也因没有多余的金钱来购买新车而参与报废计划。

早前有部长倡议我们仿效台湾政府发放购物券给人民，以鼓励他们购物。这是一个在短期内就能见效的刺激经济方式。让我们做个假设，如果政府拨出100亿令吉发出购物券，每个马来西亚公民，不计年龄，将可以获得40令吉的购物券。一个拥有5名成员的家庭就可拥有200令吉的购物券。这将是对于低收入一族，以及零售商一个莫大的帮助。

无论如何，我不会批评这项已经宣布的预算案，因为这个预算案最终目的还是希望能协助市场复苏。而且我们不知道成效如何。但是，我觉得这个预算案的进行方式才是这个预算案成功的关键。